When you aren’t sure what to do with a cell phone, or how to purchase one intelligently, you’ll miss out. In order to understand this topic, you need a good education. Read on for some helpful tips that will get you started.

Sometimes signing a longer term contract is worth it to get the phone you want. Some providers will offer the best prices if you are willing to sign on for their service for a year or two. Just make sure you’re willing to commit to the contract, because ending the term early can cost a lot in penalties.

Consider buying the insurance on your cell phone. This can save you money in the long run. If your phone is broken, stolen or in any way damaged, you will no longer be able to use it in most cases. This will require you to buy a new phone, and that can cost hundreds. Insurance allows you to buy a new phone for a discounted price, and that can be well worth the monthly investment.

Did you know that you can save money on calls to get information? While most cell phone companies charge up to $1.75 for calling 411, you can still get necessary information by dialing (800)Free411. You will get the same information without incurring any extra charges on your cell phone bill.

If you are a newcomer to the world of cell phones, it really does pay to conduct an honest assessment of your needs. Not everyone needs or wants to use their phone as a a mini-computer, and therefore many can get by with a much simpler device. Paying attention to your true requirements can save you lots of money and hassle.

There is reason to believe that the radiation produced by cell phones could cause brain tumors and other health problems. While there is no direct proof that this is true, it is better to be safe than sorry. Whenever you can, put your phone on speaker or plug a headset into it.

Know the cell phone laws in your state when it comes to driving. In many states, it’s illegal to text on a cell phone and drive. Even if it’s technically legal in your state, it’s still not a good idea. Many accidents occur due to text messaging. If you must communicate, call using a hands-free device or pull off the road to text.

Do not stream movies or music on your phone. It eats up your data allowance. If you have to, connect to a WiFi location rather than using your data connection. This will still allow you to look or listen to the things that you want, but you will be able to do so for free instead of possibly incurring a large expense.

Purchase a brand new cell phone at least every few years. Lots of mobile websites are designed to work on the latest phones. Therefore, you will need to upgrade as soon as you can to stay current.

Hopefully, you now feel much more confident in your cell phone knowledge. By following the tips presented here, you are sure to have a successful cell phone experience. So, go out and have fun!